GBS Disclosure Statement

Article XVII

INSURANCE COVERAGE

Homeowners Insurance Requirement: Each Owner shall, at their own expense, maintain in full force and effect a homeowners insurance policy (HO-3 or its equivalent) that provides coverage for the entire dwelling structure,

including both interior and exterior components, all improvements, and personal property located within the Lot. The policy shall also include personal liability coverage and loss of use coverage in the event the home becomes uninhabitable due to a covered loss.

The Association does not insure any portion of individual homes, including the exterior structure, and shall have no responsibility for repair or replacement of any part of a privately owned dwelling.

Owners shall provide proof of such insurance to the Association annually.

Liability insurance which includes insuring common elements, and liability insurance for the common elements and the board of directors.

Each season you will receive notice of when the marina will be installed, slip locations, what date the marina will be removed, and the deadline to remove your boats and lift.

Submit your water craft information.

Some members have been under the mistaken belief that "city and county ordinances" prohibit this practice. We want to clarify the facts.

On July 1, 2024, the GBS Board contacted Larry Remmen, the Community Development Director for Detroit Lakes, to seek clarification on the "ordinance" concerning guest mooring at our marina. It was confirmed that mooring watercraft, including those of guests, is not prohibited by any city ordinance. Temporary mooring at our marina is entirely legal. Regarding the county, the county does not have jurisdiction over our marina.

However, it is important to note that renting slips to non-GBS residents is against city ordinance, and our conditional use permit strictly prohibits the addition of any new slips to our marina. We are limited to 28 slips, and exceeding this number could result in the loss of our marina. Aside from these regulations all other regulations pertaining to our marina are the responsibility of GBS to implement.

Additionally, regarding impervious space, our conditional permit allows us to maintain 30% impervious space, and we cannot exceed this limit. Mooring a watercraft at our marina will not trigger an impervious space inventory check.

We appreciate your attention to these important guidelines to ensure compliance and the continued enjoyment of our marina facilities.

If you have questions please contact gbshores@gmail.com.

While purchasing a home with a boat slip does guarantee that the homeowner will have a slip, the GBS boat slip location/spot does not necessarily transfer to the new owner when a home sells.

Considerations for slip spot/location are given to:

• Physical/Handicap; a homeowner with special needs would garner priority

• Home Owner Seniority; years home owner has owned their home

• Electricity; slip owner needs electricity for lift or battery charger.

• Sea Legs; watercraft with sea legs will be placed on the inside of the Marina because water levels may not secure the boat in windy and high wave situations.

• Lift Wheel Side / Size of watercraft, left/right wheel, amount of water depth for navigability, specialty watercraft

• Homeowners renting a slip from another Homeowner, that rental slip is always at the bottom of the list.

Boat slip location is decided annually by the Grounds/Marina sub-committee based on the criteria listed above.

The Grounds Committee and GBS Board will be enforcing the parking rule heavily during the following weekends: Memorial Day, 4th of July, Labor Day, and We Fest.

Fines will be implemented during this time.  It is your responsibility to let your guests know the rules. There is overflow parking available. Please refer to the diagram.

In addition to the difficulty navigating through the narrow roads, it is a safety issue when driveways are blocked.  Emergency vehicles need to get through and owners need to be able to exit their driveway.

In the event that there is a vehicle blocking your driveway or another area, you need to track down the vehicle owner. It is not the responsibility of the Board or the Grounds Committee to track down vehicle owners.

We thank you for your assistance on this.

Diagram:  Blue = Overflow Parking     Yellow = No Parking

https://gbshores.com/images/parking_map.jpg

Homeowners are responsible for 3 feet out from their Unit. The plants, rocks, and mulch. We cannot dig without contacting the utility company. It is acceptable to replace a plant in an existing hole.  

If your home does not currently have mulch you must get approval to add mulch through the Architecture Committee.

Homeowners may seed dead areas if they wish. Suggestion to “rough the
areas” up first prior to seeding. A Bluegrass seed is recommended.

Detroit Lakes Disposal
Everyone is required to hire DL Disposal to reduce wear and tear on our private streets.

Dogs must be leashed on GBS grounds and owners must pick up their dog waste in their yards and all GBS grounds.

No, you may not. ALL improvements to the exterior of your home need to be reviewed by the Architecture Committee beforehand. It must be approved to proceed as stated in our Bylaws.  Request a review.

Yes, you can find it here.

Homeowners are responsible for the cost and maintenance, repair, and replacement of all elements of their dwelling.

We are always seeking help on our very active committees. This is your opportunity to be a part of the solutions that assure our community maintains its five-star rating. It's a beautiful community with wonderful people.  Contact our committee chairs to join.
Contact committee chairs.

ByLaw

Nominations for election to the Board of Directors may be made by submitting your name to the current board, by a nominating committee, or may also be made from the floor at the Annual meeting. A notice of vacant or vacating board positions will be sent out to the HOA members along with the notice for the annual meeting.

*The Board of Directors does not nominate nominees for elections.

In the case of a resignation, his/her successor shall be selected by the remaining members of the Board and shall serve for the unexpired term of his predicessor. (ARTICLE VIL Section 3.)

The HOA Meeting Minutes are located in the Homeowners tab which you will have access to after you login. The login area is available to Unit Owners.

Yes, we have a Move-Out Policy and a Move-In Policy. The Move-in Poicy must be provdied to your realtor.
Move-In Policy
Move-Out Policy

The GBS Violation Policy can be found here:
Violation Policy

Yes, an HOA rule can be challenged if it was implemented without following the proper procedures outlined in the bylaws. The bylaws typically set forth the processes that must be adhered to when adopting new rules or regulations, including requirements for notice, member voting, and board approval.

If these procedures were not followed, homeowners might have grounds to challenge the validity of the rule. This could be done by:

Requesting a Review: Homeowners can formally request the HOA board to review the process by which the rule was implemented and ask for it to be reconsidered or rescinded.

Mediation or Arbitration: Some HOAs have provisions for disputes to be resolved through mediation or arbitration, which can be a less confrontational way to resolve the issue.

Legal Action: In some cases, homeowners may need to seek legal counsel to challenge the rule in court, especially if it has significant implications.

Petitioning the Board: Homeowners can gather support from other members to petition the board to revise or remove the rule.

It's important for the homeowners challenging the rule to gather evidence showing that the proper procedures were not followed during its implementation.

We have a lease policy and you can find it here.